ANALISIS PEMBERIAN KREDIT TERHADAP PROFITABILITAS PT.BANK PEMBANGUNAN DAERAH KABUPATEN PUNCAK PAPUA

Abstract

The purpose of research conducted is Financial Performance Analysis At Bank     Papua Branch Karubaga puncak papua District Papua Province.

The method used in this research is descriptive method. Variable in research there are two variables, that is Liquidity ratio and Profitability ratio. Liquidity Ratio is the ability of a company to pay short-term obligations on time and Profitability Ratio is a ratio that indicates a company's ability to earn a profit, which is limited to return on Total Assets (Return On Total Assets). This ratio compares net income to total assets. financial statements of Papua Bank of Karubaga Branch of puncak papua Regency in 2010, 2011, 2012, 2013, 2014, 2015. are Cash, Inventory, Sales, Total Current Assets and Current Net Profit in balance sheet and income statement from 2010 to year 2015.

Based on the results of research on the financial ratios of Bank Papua Branch Karubaga Tolikara District through Liquidity and profitability by using Current ratio (CR) and Return on Asset (ROA) can be summarized as follows; Financial Performance of Bank Papua Branch puncak papua Regency is good because it can pay Debt maturing and able to earn profit.

 

Keywords: Liquidity Ratio, Profitability Ratio